BOB ATM Withdrawal Limit Per Day 2022

BOB ATM withdrawal limit is how much money you’re allowed to withdraw from your accounts through ATMs, as well as how much money you can spend using debit cards.

When you think of opening a new account with BOB, one of the things to consider is the limit they put on the amount you can withdraw at an ATM.

Knowing how much cash you can withdraw from your BOB account at an ATM, and what to do if you need more, will help you better manage your money.

Here’s what you need to know about the BOB ATM withdrawal limit.

What is BOB ATM Withdrawal Limit Per Day?

The BOB ATM Withdrawal limit is Rs. 50,000 per day while the purchase limit is Rs. 1,00,000 per day. This can also vary depending on a number of factors, including the type of account or card you have, the amount the ATM is able to dispense, and your balance.

Why is There a Limit on BOB ATM Withdrawals?

The ATMs can only hold so much cash and BOB only have so much cash they can distribute to customers at any given time. 

Also, having an ATM max withdrawal limit for each customer helps the bank control the movement of available cash. The bank wants to ensure they have enough cash on hand to meet the demands of cash withdrawals for other customers on the same day.

The other reason for the limits has to do with security and protecting customer accounts from authorized withdrawals.

For instance, if your debit card and PIN are stolen, BOB’s daily ATM withdrawal limits to ensure that an account isn’t wiped clean by fraudsters. 

Why is My Daily Withdrawal Limit Small?

Factors that affect that determine your Bank ATM withdrawal and purchase limits include:

  • Type of account you operate with the bank.
  • Length of time as a customer.
  • Your average daily balance.
  • Credit score and credit history
  • Your records of overdraft or exceeding your account limit.

How to Increase Your BOB ATM Withdrawal Limit

BOB is always open to working with customers to increase their limits. However, whether this is an option for you depends on the regulations and procedures and your relationship with the bank.

If you want to increase or decrease the amount of cash you can withdraw at the ATMs, you can speak to a customer service representative or contact BOB customer service using the toll-free number on the back of your ATM card.

You can also increase your daily ATM withdrawal limit through online banking or in the mobile app.

How to Increase Your Withdrawal Limit Online

To request an increase in your ATM withdrawal limit online:

1. Log in to Online Banking.

2. Select the appropriate account.

3. Go to the Information & Services tab and choose “Manage Card Settings.”

4. Select “Set daily ATM withdrawal limits.”

To change your limit on the mobile app:

1. Log in to the mobile app.

2. Tap on the Menu.

3. Select “Account Management.”

4. Set the daily transaction limits.

Be sure your ATM card is activated to set limits.

How to Get Cash If You Have Reached Your Withdrawal Limit

The simplest way to get cash after reaching your daily withdrawal limit is to withdraw funds from another of your account: i.e If you have two accounts at BOB (the accounts will have a separate withdrawal limit).

Also, if you have a payment to be made out in your name from someone else, you can withdraw it by asking for cash.


As pointed out earlier, you can increase your BOB daily ATM withdrawal limit by phone, in person, or by using Online Banking or the Mobile App.

Author’s Note: This post is not provided by BOB. Any opinions, analyses, reviews, or recommendations expressed in this article are those of the author alone and have not been reviewed, approved, or otherwise endorsed by BOB.