Gap Credit Card Payment

Making a payment to your Gap Card is easy using either online account access, Mail, payment by phone, or in person. When you create an online account with the Gap Card’s financial institution, you will be able to pay your bill over the Internet as well as have the option to enroll in paperless billing.

Making a Gap Credit Card Payment by Phone

With phone payment, you can pay your Gap Card balance by phone, 24/7. Call the Gap Credit Card Services toll-free number at 800-887-1198, and follow the prompts to make a payment. You can also choose a customer service representative to help you.

Gap Credit Card Payment Online

The fastest and easiest way to submit your Gap payment is by paying online. But before you can use this method, you will first need to create a Gap credit card payment account. Here’s how:

How to Set Up an Online Gap Credit Card Account

Start by Setting up online payments, first by adding your checking account and routing numbers. This information can be seen on the bottom of your personal checks.

Also important for creating the account is the Account Number: The numbers located at the bottom near the center of the checks. Your checking account number is the front number (usually a 10-digit number) in the series; the main check number is the 4-digit number that follows this and is separated by an icon.

  • The routing number which is normally found on the bottom left-hand side of your checks is usually a 9- digit number.
  • With this information, you can go to the Gap website here.
  • Tap on the “SIGN UP TO YOUR ACCOUNT” button in the upper right corner of the page.
  • Once you are on the sign-up home, click the “REGISTER YOUR CARD” button.
  • Fill in the information required to create the account.
  • When you have completed the registration process, you’ll get a confirmation message in your email.

If you already have an existing online account, making a Gap credit payment is easy. Here are the steps:

  • Go to the Gap home page log in to your account
  • Select the “PAY YOUR BILL” option
Gap credit Card Login Form
Login Form
  • Fill in your user ID and password on the Login page, and click the “SECURE LOGIN” button to log in to your account.
  • Then, click the “PAY NOW” button on your account profile page, and provide the bill amount you want to pay. You can from there use your credit card, debit card, or net banking ID to complete the payment.

Make a Gap Credit Card Payment Mail

Paying by mail is another option Gap offers cardholders. Regular mail and fast payment addresses are available. You can send your mail payment to

Gap Payment Center

  • Gap/SYNCB
  • P.O. Box 530942
  • Atlanta, GA 30353-0942

For schedule payments, use this address:

  • Gap/SYNCB
  • P.O. Box 530942
  • Atlanta, GA 30353-0942

Gap Credit Card Payment In Person

Another way you can make a Gap credit card payment is by paying in person at any of the Gap locations near you. For the payment to be faster, you will need to have your billing statement with you to the Gap location.

How to Avoid Paying Interest

It is pretty important you Pay your bill on time to avoid late charges and negative credit reporting. You can pick a due date for your Gap credit card bill payment. To do this, contact Gap customer service, and tell them the billing date you want.

Your due date is at least 23 days after the close of each billing cycle. Gap will not charge you any interest if you pay your complete balance by the due date each month.

You have at least 26 days per grace period. To prevent the late fee charges, pay your whole balance before the payment due date. For late payments, around $27 late fee will be assessed if you haven’t had a late payment within the past six billing cycles, and a $37 fee will take effect if you have had a late payment within the past six cycles.

Read: Woodforest Online Payment


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