How to Check Rakuten Credit Card Application Status

Rakuten credit cards are issued after your application has been approved. Here you will find information on how to check your Rakuten credit card application status. You can check your credit card application status either online or by calling the application status line.

Many Rakuten Credit card applicants receive a decision within minutes, but it can take longer if the issuer Bank needs more information or if it’s a close call between approval and rejection.

You can only check the status of your credit card application online any time after you submit it. If it’s been 30 days and your application has not been approved or denied yet, you should call customer service. 

If your Rakuten credit card application status is under review, that means your application has not yet been approved or denied. Don’t worry too much about it, though. You’ll hear back within 5 to 10 business days of applying in most cases when you don’t receive a decision instantly.

How to Check Rakuten Credit Card Application Status Online

The easiest way to check your Rakuten credit application status is online. It is as simple as entering your Social Security number and last name into the bank application status page to see if your application has been approved. 

To check Rakuten credit card status, here are the steps to follow:

Step 1. Visit the Rakuten credit card “Track application” page.

Step 2. Click on the “Account” option.

Step 3. Select “Credit Card option”

Step 4. Enter your “Application Reference Number” if required.

Step. 5. Click on “Check My Application Status”.

Your Credit card application status will be displayed on the screen.

To check your Rakuten credit card application status by phone, call the Bank and enter your full Social Security number when prompted. Rakuten’s automated application status line is accessible 24/7.

Check Status of Rakuten Credit Card Application by Phone call

If you don’t have access to the internet or other online means, you can simply make a call to the credit card department. The issuer bank phone number automated services are accessible to all their customers. The number is usually on the bank’s official page.

Another method to check your Rakuten card application status online is to send an email to the Bank.

Step1. Go to the Rakuten credit card issuer website, on the footer section of the site, you will see the official email. 

Step 2. Fill in your email address, the same one provided in the credit card application, the applicant’s name, mobile number, and the application reference number in their respective fields.

Step 3. Scroll to the message field and write your request to know your credit card application status, including your application reference number, PAN number, and mobile number in the message.

Step 4. Once you have entered the message, type the text in the box and click on ‘Submit’.

Your message to know the status of your Rakuten credit card application will be automatically submitted to the bank. You could expect a reply within a few days of sending the mail. If your question falls among those listed below, you can read through the answers we provided:

Rakuten Credit Card Approval Duration

Typically, you’ll receive Rakuten’s decision on your application within 7 business days. Many applicants are approved much sooner than that. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.

If you are to receive your Rakuten card through the mail it will get to you within 5 to 7 days. It is advisable that you activate your card once you receive it. For ATM/debit cards and prepaid cards, you can start using them with your existing Personal Identification Number (PIN).

Rakuten Credit Card Unavailable 

If your Rakuten Credit card is not showing up online, it might be because you still need to add that credit card to your bank account online. Your bank account information also may not be unavailable because of an online system outage. Once your personal information has been verified, you can ask to speak to someone in the Rakuten technical support unit, if there’s a system outage, you will be asked to try later

Rarely, however, it can take up to 5 to 7 days to make a decision on your Rakuten card application. If you’ve been waiting for longer than the standard time frame, you might be able to get more information by calling the Bank credit card customer service or visiting its branch nearest to you.

How to Apply for Rakuten Credit Card

Rakuten credit card application is very simple and straightforward. You can simply visit your nearby Rakuten branch or you can apply for the credit card online. The only condition you need to fulfill before you apply for the card is that you should have a credit score up to 640.

For anyone interested in applying for this card, below you find a guide to completing an application online. Before you fill out the application, read the Rakuten credit card privacy policy to see if your online information with them is secured. 

Application Requirements

To be eligible to apply for this card you must fulfill the following requirements:

  • Be at least 18 years of age.
  • Have a valid SSN.
  • Have a mailing address.

Step 1. To start your Rakuten application go to this page and enter all of the following information as indicated on the application form:

  • First name.
  • Last name.
  • Email address.
  • Address.
  • Phone number.
  • Financial information (residence payment & status, income).
  • SSN.
  • Date of birth.
  • Referral codes (if applicable).

Step 2. Now that you’ve completed providing all the requisite information in the above application form, read the Terms & Conditions Agreement for Office of the Rakuten’s Personal Credit Card.

Step 3. Once you have finished reading the Terms & Conditions, tick the box indicating that you have the necessary data and equipment as indicated within the terms, assuming this is the case. Double-check all the supplied data to ensure it is ​ both accurate and complete before clicking Submit Application and completing your application process.

If you have completed all of these steps successfully, your Rakuten credit card application has been submitted for approval and you should soon receive a response from the bank. 

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