How to Fix Chime Not Sending Verification Code

Is the Chime payment platform not sending your verification code? There are reasons, fixes for the error, and how to bypass the verification. The Chime SMS verification is meant to confirm that you are the real owner of your Chime account. it is also a way to know that you can receive texts.

The verification code is important in that, they help let you know of login activities to your account. They also help send you codes whenever you are logging in to Chime Pay. This is especially the case if you are using a new account or using a different device to log in. In fact, the Chime verification code is meant to send you codes and keep your account secure.

This means that another person using the same username cannot access your account. They will have to prove ownership by first of all getting the code sent to their phone.

It is not unlikely that someone will have a similar number to yours. The other alternative would have been using an email account. The major idea behind the Chime verification is to confirm account ownership.

Why Chime Pay is Not Sending Verification Code

The major reason is the Chime server error, It may prevent you from getting Chime SMS or email. It is caused by a failure in connection to the Chime servers.

One other reason for Chime not sending your verification code could be that your phone device is preventing the text may be because of blacklisting. Some people with similar problems have confirmed finding their Chime number on their blacklist even though they don’t remember adding it to the blacklist. Taking the number off the blacklist should solve the Chime phone verification not working problem.

In the above cases, the error is from both Chime and the user. Also, Chime servers may be down at some time or under maintenance. The user may also have a slow internet connection. You may also have the Chime app that is not up to date and should be updated. 

It may be that your phone has a full inbox and needs you to delete some messages. There will be other reasons that we will discuss later on in this analysis.

Chime Pay Not Sending Code to Email

If you used email and  did not receive the Chime verification code: 

1. Check your spam folder or select the “Resend code” option on the login screen. 

2. Enter and submit your code on the login screen. 

3. The device you logged in with will now be recognized and authorized for future access. 

4. If you use a new device you may require an additional login verification. 

How to Fix Chime Not Sending Verification Error

There are several issues with why you are not receiving a Chime verification message (why you are not receiving a login code).

Try to log out of your account and log back in to solve this. You should now receive an SMS or email carrying your verification code. However, if this doesn’t work, open the messaging app on your device and then follow use the next method below.

If you have created a Chime Pay account and you are using the authenticator app to secure the account, you can try uninstalling and reinstalling it to see if it works. Disable two-step verification before you uninstall the app to avoid being locked out of your account, and then re-enable two-step verification once the app is installed. 

Check the date and time on your device, and sync the time if it is not correct by going to the Setting on your two-step app.

Ensure that whenever you change your network provider or mobile device, you update Chime’s settings. To update the settings, follow the steps mentioned below.

1. Open Google Play or App Store.

2. At the top right, tap the profile icon.

3. Tap Manage apps & devices. Apps with an update available are labeled  “Update available.

4. Select Chime and tap Update.

Another reason you’ll not get the Chime code is that your mobile device is in airplane mode; thus, you would be required to turn it off. You can follow the steps below to generate a confirmation code on Chime iOS and Chime Android.

Turn Off Airplane

1. Go to your phone settings.

2. Click on Profile and select Settings &Privacy for Chime on iOS.

3. Click on the navigation menu and select ‘Settings and Privacy’ for Chime on Android.

4. Tap on Account and then tap on Security.

5. Now tap on the login code generator, and the system will generate the code to log in to your account.

Meanwhile, forcing Chime to send your verification code by submitting your phone number or email many times only will make it worse. If this is you, then calm down and wait for a few hours and try again.

Ensure your email is correct by checking the email address you entered is the same one you registered with on Chime. 

Double-check all email tabs including Primary, Social, Promotions, and Updates, as some providers automatically categorize emails. Check your other folders such as Spam, Junk, Trash, Deleted Items, or archives. You can also try searching using the term “Chime.”

How to Get a Verification Code From Chime

1. Select log in with your phone number or email to get a code to your phone. 

2. Click on Send Code when prompted.

3. Open your SMS or email and copy the code. 

4. Enter the verification code in the space provided.

5. Click Submit and your profile page should open.

Chime Pay will tell you not to share the code with anyone. That means you have to keep the code safe, by not sharing it with nobody. The Chime verification code is not permanent. It keeps on changing every time you log in, especially from a different device. If you were to delete your cache files from the browser, you will have to sign in afresh. Sometimes that is the way to fix the Chime SMS error.

If you linked your Chime account to your phone number, you can use SMS verification to verify your account. sign in to your account and go to the Verify Identity tab and click send CODE via SMS. Chime mobile pay will send a verification code to your phone. If the expires and did receive the code, you need to re-send the request.

How to Get Chime Verification Code Without Phone Number

I will be frank with you; we will consider alternative ways to bypass the Bimart phone verification challenge. But please bear in mind that these might work for some people and fail to work for others.

To get Chime Pay verification code without a phone number, you can use third-party services that allow you to get a temporary phone number. These numbers act as real phone numbers and can be used for calls and messages.

You use services like sms24, and, they allow you to get temporary phone numbers. There are both free and paid tools to receive messages to verify your accounts. This is the only way you can get a verification code if you do not want to use your actual phone number. 

How to Bypass Chime Verification

If you can’t receive the Chime SMS verification because you have changed your registered phone number, then the next thing to do is to bypass Chime phone verification and get access through another means.

For you to bypass Chime verification, you should access your profile using another device. It could be another phone/PC, mobile browser, or laptop Once you log in on the device, deactivate Chime phone verification from the settings.

Another way to bypass Chime phone verification is to use a virtual number. We recommend avoiding these public phone services, google voice, and burner numbers as they are being used many times for verification which can get you banned. I recommend using a private number for your Chime verification.

You could always log in with your Chime account. However, here I will suppose that you already had chosen the phone number as the method. A virtual phone number will do. Remember, if you do this many times, Chime will ban you from their platform. There are also temporary email generators.

How to Avoid Chime SMS Verification Issues 

There are some things that you are doing wrong if your Chime phone verification is not working. These are the reasons from your end that prevent you from getting the code from Chime. The knowledge of these errors will also help you to fix the issues.

They are:

1. You may have a full inbox and need to delete some messages.

2. Your Authenticator time is not correct. You need to sync it. 

3. Your IP address changes all the time or your network is not connecting

4. Authenticator app is outdated. You need to update it.

5. You sign in to Chime from other people’s phones. Just use yours only. 

6. Airplane mode may be on, on your phone. Confirm that it is off. 

Chime not only reads your number but also your device. If you keep on using different devices, you make Chime think that you are not legitimate. You may not always have the knowledge to fix these issues but at least, you can avoid them.


There will always error on an online payment platform. This is why you should think that Chime Pay is not giving you what you expect because your phone verification is not working. It can happen on any other site even on PayPal.

Also, know that it is used in many countries worldwide. There will be errors expected and your side is just to ensure that you follow the method we have explained above before you can contact Chime support.

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