How to Check JCPenney Credit Card Application Status

Here you will find information on how to check your JCPenney credit card status. You can check your JCPenney Credit Card application status either online or by calling the application status line. Many JCPenney credit card applicants receive a decision within minutes, but it can take longer if the issuer bank needs more information or if it’s a close call between approval and rejection

To check your JCPenney credit card application status by phone, call JCPenny Customer Support on 800-542-0800 and enter your full Social Security number when prompted. JCPenney’s automated application status line is accessible 24/7

If your JCPenney Credit Card application status is under review, which means your application has not yet been approved or denied. Don’t worry too much about it, though. You’ll hear back within 7-10 business days of applying in most cases when you don’t receive a decision instantly.

How to check JCPenney credit card application status online:

Step 1. Log in to your JCPenney online account with your username and password.

Step 2. Find “Customer Center” at the top and click on it.

Step 3. Locate the section that says “Open a New Account” on the right side of the page.

Step 4. Click on “Check my application status.”

Step 5. View your application(s). You’ll be able to see whether they’re pending, approved, or denied.

Rarely, however, it can take JCPenney the issuer- up to 30 days to make a decision on your application. If you’ve been waiting for longer than the standard timeframe, you might be able to get more information by calling JCPenney Credit Card customer service on the number above or visit its branch nearest to you.

See Also: My Indigo Credit Card Login at Page

How to Make JCPenney Credit Card Application

How Do I Get JCPenney Credit Card Application Done? Well, getting a JCPenney credit card is very simple. You can simply visit your nearby JCPenney branch or can apply for a credit card online at The only condition you need to fulfill before you apply for the card is that you should have a credit score up to 640.

Above all these, the most important thing is that you don’t need to pay an annual fee for JCPenney card.

For anyone interested in applying for this card, below you find a guide to completing an application online

Before you fill an application, read the Synchrony Bank privacy policy to see how secure your online information is. 


To be eligible to apply for this card you must fulfill the following requirements:

  • Be at least 18 years of age
  • Have a valid SSN
  • Have a mailing address.

Step 1: To start your application go to this page and enter all of the following information as indicated on the application form:

  • First name
  • Last name
  • Email address
  • Address
  • Phone number
  • Financial information (residence payment & status, income)
  • SSN
  • Date of birth
  • Referral codes (if applicable)

Step 2. Now that you’ve completed providing all the requisite information in the above application form, read the Terms & Conditions Agreement for JCPenney’s Personal Credit Card.

Step 3. Once you have finished reading the Terms & Conditions, tick the box indicating that you have the necessary data and equipment as indicated within the terms, assuming this is the case. Double-check all the supplied data to ensure it is ​ both accurate and complete before clicking Submit Application and completing your application process.

If you have completed all of these steps successfully, your application has been submitted for approval and you should soon receive a response from Synchrony Bank. 

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