How to Delete Smart Money Account and Transaction History

Delete Smart Money Account

Smart Money is a payment gateway for domestic and international money transfers and digital payments. It’s a quick and easy solution to receiving payments worldwide. Smart Money records every last transaction you make on the platform. They make this transaction history available so you can review and check your payment status anytime you want.

No doubt if you already have a Smart Money account you know that you can check all of your transaction histories on demand by clicking the clock icon in the bottom-right corner and opening the Activity tab. If you navigate further you’ll also find out that there is no way to delete this history. When you click on a payment option it simply shows payment details and says if it’s pending or completed.

How to check Smart Money transaction status

The most recent activity will appear in the “Recent activity” section on the Summary page.

You can check the status of all Smart Money transactions in your account history. Your transaction history includes the date, transaction type, name, status, and the amounts associated with each transaction. To see your payment or transactions status, here’s how to check the status of a payment:

Step 1. Click Activity at the top of the page.

Step 2. Scroll to the transaction in the menu list. 

Step 3. Click Activity at the top of the page.

Step 4. The status of your transaction will be listed below the recipient’s name.

That said, it means that deleting your Smart Money transaction history is not possible, you can’t completely remove your payment activities (only move it to archives), especially since the government made a financial policy that regulates how monetary transactions are recorded and kept. The Archive button helps you streamline the “My Recent Activity” section and keep your transactions for quick reference. You’ll also find an option to download your history.

Where you don’t even want to see your Smart Money transactions history in which case I would suggest you delete your whole account and create a new one as there’s no need to make them private because they already are, but before you start the process it’s important that you download your transaction report.

How to download Smart Money transaction history

You can download your Smart Money transaction history into PDF, Quicken, Quickbooks file, or TAB.

Here’s how to download an activity report of your transaction history:

Step 1. Visit Smart Money website and log in to your account

Step 2. Go to Activity.

Step 3. Click Statements on the right of the page, then click Custom.

Step 4. Select the transaction type, date range, and file format.

Step 5. Click Create Report and wait a while 

Step 6. When the report is ready, click Download.

Once you’re sure you want to delete your Smart Money account and have finished downloading your transaction history, it’s time to start the process, however, this can only be done from the web. You will not be able to delete your Smart Money account from the mobile app.

How to delete Smart Money account 

Step 1. Log into your account on the website.

Step 2. Click the Settings icon in the top right.

Step 3. Under Account Options, click Close your account.

Step 4. If requested, enter your bank account information

Step 5. Click Close account and you’ll be requested to login again.

Once finished, your account will be deleted, and everything associated with it permanently deleted. Now you can create a new account.

Smart Money Account Registration

These are what you’ll do in order to create a new Smart Money account that looks exactly the same as the deleted ones. (First, you’ll need to have access to the phone number, and email your account is linked to).

Step 1. Write down on paper all your account information (phone number, address, card information, etc) Including your profile picture, and transfer all your money on your Smart Money balance to your secondary or bank account.

Step 2. Switch your primary email address to something else and remove your old email address and then delete the account.

Step 3. Now create a new Smart Money account with your real email. Validate your phone number and email address and update all your info to match the one in your old Smart Money (all the info you noted down) Including the profile picture, linked bank, and cards.

Step 4. Then transfer the money back from your secondary account or bank account.

Note: deleting your Smart Money account does not prevent a lawful investigation of your transactions if your account is discovered to have been used for any fraudulent or suspicious activities.

How do I contact smart money?

“Smart money” can refer to several things, like savvy investors, financial institutions, or specific financial services. If you’re looking to contact a particular company or service named “Smart Money,” I’d recommend looking up their specific contact information online. Typically, a company’s website will have a “Contact Us” section where you can find phone numbers, email addresses, and sometimes a form to fill out.

cancellations refunds limitation of liability for smart money

For specifics on cancellations, refunds, and liability limitations regarding “Smart Money” services, it’s best to:

  1. Check the Service Agreement for detailed terms.
  2. Contact Customer Support for direct queries.
  3. Consult a Lawyer if the situation involves significant issues.

These steps will provide the most accurate information based on the specific company or service you are dealing with.


  1. Smart Money People: This phrase likely refers to the community or users of Smart Money. It may encompass individuals who use the platform’s services, offer reviews, or engage with its features.
  2. Privacy Policy Smart Money: This refers to the document outlining Smart Money’s approach to handling user data, ensuring privacy, and outlining users’ rights regarding their information. It typically covers data collection, usage, storage, and protection measures.
  3. Terms of Use Policy: Smart Money’s Conditions of Use Policy lays out the rules and guidelines governing the use of their services. It covers aspects like user responsibilities, acceptable behavior, limitations of liability, and dispute resolution procedures.
  4. Updated August: This phrase suggests that certain policies or terms may have been revised or updated in August. It’s common for companies to periodically review and update their policies to reflect changes in laws, regulations, or business practices.

If you’re looking for specific information regarding these policies, I’d recommend visiting Smart Money’s official website or contacting their customer support directly. They should be able to provide you with the most accurate and up-to-date information regarding their policies and procedures

other smart money official
  1. FDIC’s Money Smart – A financial education program provided by the Federal Deposit Insurance Corporation (FDIC).
  2. Smart Money Podcasts and Financial Advice – Offered by financial personalities such as Rachel Cruze or through platforms like Ramsey Solutions.
  3. SmartMoney – A site focused on decrypting on-chain insights with AI across multiple blockchains to analyze the behavior of top traders.
  4. Smart Money Concept Trading Strategy – Related to forex trading and understanding institutional money movements.

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